Consolidating 2 auto loans

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New vehicles are where you are the original owner and the untitled vehicle is a current () or prior model year(s) ( or ). For used vehicles, maximum used car loan advance will be determined by Pen Fed using a NADA value.

Up to 100% financing is available to qualified members.

Borrow for a wedding or a vacation if you are confident you can make the payments. If you aim to become debt-free, create a plan to do so.

If you can’t handle your current debt, investigate your debt-relief options.

You can use an unsecured personal loan to consolidate debt or finance large purchases.

Interest rates and terms can vary, based on your credit score and other factors.

Pen Fed does not permit internal refinances of an existing Pen Fed auto loan.

Not all applicants will qualify for the lowest rate. “Smart” Car Collateral Restrictions: Financing available up to 110% of the Manufacturer's Suggested Retail Price (MSRP) including tags, title, taxes and extended warranties. Financing is not available with a Payment Saver Loan for “Smart” cars, Trucks (including hybrids), and SUVs (including hybrids).

Financing is not available with a Payment Saver Loan for “Smart” cars, Trucks (including hybrids), and SUVs (including hybrids).

Other restrictions including vehicle and mileage limitations may apply.

Any comments posted under Nerd Wallet's official account are not reviewed or endorsed by representatives of financial institutions affiliated with the reviewed products, unless explicitly stated otherwise.

Rates and offers current as of and are subject to change. Your actual APR will be determined at the time of disbursement and will be based on your application and credit information.

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